Financing

How buy here, pay here works

If traditional financing has been a roadblock for you, buy here, pay here might be exactly what you've been looking for. At Cars Today, we finance the vehicles on our lot ourselves — so you shop and set up your payments in one place, with one team. Here's how it works.

We're the dealership and the financing, together. With buy here, pay here, you don't need to line up a loan from a bank or outside lender before you shop. We handle it in-house. That keeps the process simple and puts everything under one roof.

Your credit history isn't the whole story. Life happens, and a rough patch on your credit doesn't have to stand between you and a dependable car. Because we finance directly, we can look at your full situation, not just a score. Past credit troubles, limited history, or no history at all — we're glad to talk it through.

Straightforward payments. We'll set up a payment plan and walk you through it clearly before you agree to anything — what you pay, how often, and where. No fine print you didn't see coming. If you ever have a question about your account, you know exactly who to call, because it's us.

What to bring. To keep things moving, bring a valid driver's license, proof of income (recent pay stubs work well), proof of residence, and proof of insurance. Having these on hand helps us get you set up in one visit.

Come talk to us — no pressure. The best way to understand your options is a quick, honest conversation. Stop by our lot in Westover, and we'll explain exactly what we can do for your situation. You can browse available vehicles in our online inventory.

Everyone deserves a reliable way to get where they need to go. We're here to help you find it.